Making paychecks work harder for the people who earn them.

Our journey so far...

Access to spending power

The Perpay Marketplace is an e-commerce platform that offers spending power based on your income and lets you pay over time using your paycheck.

Credit on the go

The Perpay Credit Card helps our customers benefit from automatic payroll payments while using their card for everyday purchases.

Credit building

We report payment behavior to the 3 major credit bureaus to help our customers build their credit while making purchases while opted into Perpay.

Where we are today...

95+

Perpay team members

(+ 1 office dog)

As of January 2025

A+

Rating with the Better Business BureauⓇ

As of January 2025

3

Innovative solutions launched

As of January 2025

Philadelphia

Our city and our home

Meet the people powering Perpay

Alex Miller

Chief People Officer

Chris DiMarco

Founder and CEO

Arik Misler

Chief Technology Officer

Nicholas Petrides

Chief Experience Officer

Morgan Salmon

Chief Revenue Officer

Zachary Binkley

Chief Strategy Officer

Michael Bohs

Director of Product

Michael Kassak

Director of Operations

Andy Newcomb

Director

Dave Hayne

Founder, Director

Harry Cherken Jr.

Director

Josh Kopelman

Advisor

Ralph Schipani

Director

Richard Vague

Advisor

We're hiring!

Our greatest strength is our team and we’d love for you to join us!

Tour our office

The people powering Perpay

Our team

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1 Access to the Perpay Marketplace is offered by Perpay, Inc., and is only available to eligible consumers residing in the United States. Applying for a Perpay account will not affect your FICO® or Vantage® score. However, we may obtain information from Clarity which may affect your credit profile with this alternative credit bureau.

2 The credit score (VantageScore 4.0) increase of 30+ Points is based on the average of approximately 50,000 Perpay+ customers with a baseline credit score of 550 or below during the first year of reporting. The same group observed an average credit score increase of 55 points over a two-year period if they maintained on time payments both on and off Perpay’s platform. Credit score improvement is not guaranteed, and individual results may vary based on a number of factors.  Perpay will report your transactions to Experian®, Equifax®, and TransUnion®. On-time payment history can have a positive impact on your credit score. Late payments may result in payment reporting to credit bureaus that may negatively impact your credit score. This product will not remove negative credit history from your credit report. Perpay+ is only available to eligible Marketplace account holders. Fees apply. See the Perpay Terms and Conditions for more details.

3 The Perpay Credit Card is subject to credit approval. Not available to residents of New Hampshire, Vermont, or the U.S. Territories. The Perpay Credit Card is issued by Celtic Bank. Applying for a Perpay account will not affect your FICO® or Vantage® score. However, we may obtain information from Clarity which may affect your credit profile with this alternative credit bureau.

4 With automatic transfers enabled.